Auto Insurance Claims
If you want insurance coverage that protects your vehicle, collision and comprehensive insurance is necessary. With this coverage, you can file a claim with your insurer if your car is damaged in an accident or incident.
North Carolina drivers must maintain minimum amounts of auto liability insurance. This coverage may help repair or replace third-party property you damage in an accident while driving. It may also help cover third-party accident-related injuries. If you are the victim of a hit-and-run accident or the at-fault driver doesn’t have adequate insurance coverage, the required uninsured/underinsured motorist coverage may help cover your damages.
Allgood Insurance in Winston-Salem, North Carolina, is committed to helping you get appropriate auto insurance. If you need to make a claim with your insurer, our agents can help you navigate the process. Contact us for more information about how auto insurance coverage works.
What Is an Auto Insurance Claim?
An auto insurance claim is a formal request by a policyholder to an insurance company for compensation for a covered loss. If you have an accident or damage to your vehicle that’s covered under your insurance policy, you can file a claim to get financial support.
Why Is Filing a Claim Necessary?
Initiating a claim starts the formal process of letting your insurer know their financial assistance is required, as stated in the policy documents.
Your vehicle likely represents a significant investment. Auto insurance claims can help protect that investment by covering repair costs after an accident.
How Do You File an Auto Insurance Claim?
If an accident occurs, report it to the police if necessary and gather essential information from all parties involved. When initiating an auto insurance claim, the insurer may ask you to provide details about the incident, such as the date, location and names of witnesses. An adjuster will evaluate the damage and determine the compensation to which you’re entitled.
After completing the assessment, the insurer provides you with the agreed-upon settlement to cover the repairs or other costs.
Interested in a customized auto insurance plan that fits your lifestyle and budget? Contact Allgood Insurance today. Our team of experienced professionals in Winston-Salem, North Carolina, is ready to work with you to provide a personalized auto insurance quote. Whether it’s a new policy or a review of your current coverage, we’re here to ensure you’re protected.